:root {
  --navy: #1f3447;
  --navy-deep: #142331;
  --slate: #5c6b78;
  --light: #f5f7f9;
  --line: #dce3e8;
  --white: #ffffff;
  --accent: #d3a23c;
  --success: #2e7d50;
}
* { box-sizing: border-box; }
body { margin: 0; font-family: Arial, Helvetica, sans-serif; color: #1c2730; background: var(--white); line-height: 1.6; }
a { color: #245b84; }
header { background: var(--navy-deep); color: var(--white); }
.nav { max-width: 1050px; margin: 0 auto; padding: 18px 22px; display: flex; gap: 24px; align-items: center; justify-content: space-between; }
.brand { font-weight: 700; letter-spacing: .2px; color: var(--white); text-decoration: none; }
nav a { color: #edf3f7; text-decoration: none; margin-left: 18px; font-size: 14px; }
nav a:hover { text-decoration: underline; }
.hero { background: linear-gradient(135deg, var(--navy-deep), var(--navy)); color: var(--white); }
.hero-inner { max-width: 1050px; margin: 0 auto; padding: 72px 22px 68px; }
.kicker { color: #f0c768; font-weight: 700; text-transform: uppercase; letter-spacing: 1.1px; font-size: 13px; }
h1 { margin: 8px 0 16px; font-size: clamp(34px, 5vw, 56px); line-height: 1.08; }
h2 { color: var(--navy-deep); margin-top: 34px; }
.hero p { max-width: 700px; font-size: 18px; color: #e5edf2; }
.container { max-width: 900px; margin: 0 auto; padding: 44px 22px 64px; }
.card { border: 1px solid var(--line); border-radius: 12px; padding: 24px; background: var(--white); box-shadow: 0 3px 12px rgba(16,34,48,.05); margin: 18px 0; }
.grid { display: grid; grid-template-columns: repeat(auto-fit,minmax(230px,1fr)); gap: 18px; }
.button { display: inline-block; background: var(--accent); color: #1b1b1b; text-decoration: none; padding: 11px 18px; border-radius: 7px; font-weight: 700; }
.notice { background: #f7fafc; border-left: 4px solid var(--accent); padding: 16px 18px; margin: 20px 0; }
.small { font-size: 13px; color: var(--slate); }
label { display: block; font-weight: 700; margin-top: 16px; }
input[type="text"], input[type="email"], input[type="tel"] { width: 100%; max-width: 520px; padding: 11px 12px; border: 1px solid #bfcbd4; border-radius: 6px; font-size: 16px; }
.checkrow { display: flex; align-items: flex-start; gap: 10px; margin: 20px 0; max-width: 760px; }
.checkrow input { margin-top: 6px; }
.checkrow label { margin: 0; font-weight: 400; }
button { border: 0; background: var(--navy); color: white; padding: 12px 18px; border-radius: 7px; font-size: 16px; cursor: pointer; }
button:hover { background: var(--navy-deep); }
footer { border-top: 1px solid var(--line); background: var(--light); }
.footer-inner { max-width: 1050px; margin: 0 auto; padding: 28px 22px; font-size: 13px; color: var(--slate); }
.footer-inner a { margin-right: 15px; }
code { background: #eef2f5; padding: 2px 5px; border-radius: 4px; }
@media (max-width: 680px) { nav { display: none; } .hero-inner { padding-top: 48px; } }

.reviewer-panel { margin-top: 34px; padding-top: 8px; }
.reviewer-panel h2 { margin-bottom: 8px; }
.compliance-links { display: grid; grid-template-columns: repeat(auto-fit,minmax(220px,1fr)); gap: 14px; margin-top: 18px; }
.compliance-link { display: block; border: 1px solid var(--line); border-radius: 10px; padding: 16px; text-decoration: none; background: #fff; }
.compliance-link:hover { border-color: #9fb4c3; box-shadow: 0 3px 12px rgba(16,34,48,.05); }
.compliance-link strong { display: block; color: var(--navy-deep); margin-bottom: 4px; }
.compliance-link span { display: block; color: var(--slate); font-size: 13px; line-height: 1.45; }